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Shout99.com - Freelancers Outside IR35

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Shout99

Professional Indemnity & Liability Insurance for IT Freelancers
Provided in association with Coulson Prichard Associates
If you are unable to order online or require assistance, please call 01480 470220

- What cover do you need?
- What to look out for in a policy
- Scheme Prices
- ONLINE APPLICATION

Prices of the Caunce O'Hara Schemes
We have teamed up with one of the UK's leading brokers (Caunce O'Hara who are General Insurance Standards Council registered (GISC)) to provide a very competitive Professional Indemnity and Liability package. Caunce O'Hara have negotiated an exclusive Lloyd's regulated insurance scheme with Coulson Pritchard. Joining the scheme couldn't be easier and just involves making a five minute phone call to our office 01480 470220 (or from the end of January filling out our on-line application form)

Professional Indemnity
The Professional Indemnity prices are as follows - prices are per annum. NOTE - prices are dependent on the fee income bracket of the company (last years fees). For start-up companies, please use a 12 month projected figure.

Fee Band
GBP
Limit of Indemnity/Premium - GBP Excess
100,000 250,000 500,000 1,000,000 2,000,000 GBP
£0 - 50,000 165 170 200 245 430 250
£50,001 - 100,000 208 230 300 370 580 500
£100,001 - 150,000 260 328 390 546 720 500
£150,001 - 200,000 312 390 468 656 860 500
£200,001 - 250,000 390 488 585 820 1,075 500
£250,001 - 300,000 468 585 702 984 1,290 500
£300,001 - 400,000 515643 772 1,083 1,419 500
£400,001 - 500,000 576 708 850 1,191 1,560500
   £50,000 Legal Expenses cover available for an extra £75.00 per annum

(Insurance Premium Tax of 5% is included in the above premiums).

Employers/Public Liability Insurance is an additional policy (and can be bought separately) that provides the following cover.
Total Cost of package £112 per annum
Includes £5 million Employers Liability
(£10,000,000 available for extra £25pa)

Includes £1 million Public Liability
(£2,000,000 available for extra £25pa)

Includes £5,000 equipment cover 'all risks'

You can easily increase the cover at only £5 per £1000 or include some cover away from the office £10 per £1000 UK, £20 per £1000 EU or £30 per £1000 Worldwide
All included in above cost

(Insurance Premium Tax of 5% is included in the above premiums).


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